Joey Cruz

Mortgage Loan Officer

4.75 - 4 Review(s)

Own It Home Loans
265 Broadhollow Rd Suite 220
Melville, NY, 11747
Branch: NMLS60134
Personal: NMLS1655408

About Joey

I’m a mortgage loan originator with over 5 years experience, with a particular focus on Conventional and FHA products.

Over the last few years, I’ve specialized in the sale of homes in prices ranging from 250K to 1Mil purchase price.

My job is mostly about relationship building, which comes natural to me. I’ve always been a big people person who loves making new friends. As a loan officer, this skill proves invaluable, enabling me to develop broad networks of contacts and maximize client satisfaction.

In the future, I intend to continue doing what I do best: closing loans and helping clients get the best mortgage with a monthly payment they are content with.


(4.00 of 5)  reviewed on April 17, 2022
Reviewed by: Marcos E Cipra for Joey Cruz
Completed transaction in April 16, 2022 in Massapequa, NY
Information about interest rates wouldve helped from the beginning. Did not know about buying points.(our fault too though) Closing costs numbers kept changing until last week. Not locking the rate for longer time to avoid some issues we ran into in the end. Otherwise, everything else was great.
(5.00 of 5)  reviewed on March 30, 2022
Reviewed by: Manuel Aviles for Joey Cruz
Completed transaction in January 1, 1
Help with the entire process , made everything extremely easy. Followed up with everything he needed to . Very professional , with amazing costumer service !
(5.00 of 5)  reviewed on January 6, 2022
Reviewed by: Carolina Cano for Joey Cruz
Completed transaction in January 5, 2022 in Miami, FL
He maintained regular communication and answered.all the questions i had throughout the process. He was transparent and always looked for my best interest.
(5.00 of 5)  reviewed on November 12, 2021
Reviewed by: Kerry Lopez for Joey Cruz
Completed transaction in January 1, 1900
Joey kept me informed through out the process. He answered all any questions I had and was able to guide in the right direction.


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