avatar

Joseph Chiofalo

Branch Manager

4.97 - 58 Review(s)

OwnIt Home Loans
7100 W Camino Real #202
Boca Raton, FL, 33433
Branch: NMLS1452110
Personal: NMLS1001412

About Joseph

Joseph L. Chiofalo is a distinguished multi-state licensed Mortgage Loan Originator (MLO) and Branch Manager at InterContinental Capital Group, FL. As head of customer relations and client intake, he plays an integral role in managing end-to-end aspects of the loan process, from origination through closing. Staunchly believing in lean lending principles, transparency, and consumer advocacy, his philosophies naturally align with ICG's core competency of consumer empowerment through financial education, market awareness and technological democratization. Joseph's background and expertise are extremely well established, maintaining Florida licenses Having spent over a decade as a Loan Officer and Real Estate agent, Joseph maintains a wealth of experience in the real estate finance industry, gleaning accolades and corporate recognition for consistent high sales volume and team leadership roles. Before joining InterContinental Capital Group in 2018, Joseph worked for a diverse range of outfits, including Amerisave Mortgage, First Mortgage Credit Union & Refinance.com / Homebridge Mortgage Bankers & LoanLynx. Joseph is passionate about assisting first-time homebuyers, homeowners, veterans, investors and all consumers alike, secure financing for residential, commercial and/or business purposes.

Reviews

(5.00 of 5)  reviewed on June 1, 2017
Reviewed by: DavidKnezevich for Joseph Chiofalo
Completed transaction in June 1, 2017
Most mortgage brokers are good at what they do. Margins are great in the business and it is easy for them to stay on top of the things. So it is not easy to go wrong today choosing mortgage broker. However this is what makes LoanLynx different: - Technology oriented. Everything is cloud based so you can complete the process easy and right from your couch. - Availability. You want to have 8PM phone discussion? Not a problem. - Low fees. There are brokers that would ask for 4K origination fees. Not here. - Hookups for insurance partners that are working in the same way as them. Provided me with the by far the best quotes and the fastest service. All in all great experience. Above of what I was expecting, and I was expecting a lot.
(5.00 of 5)  reviewed on February 24, 2016
Reviewed by: kmoeding for Joseph Chiofalo
Completed transaction in February 24, 2016
The concept of the company is fabulous; and extremely professional. There was no pressure; he was willing to spend all the time needed to find the perfect loan. Worked closely with Joseph and cannot thank him enough for all of the guidance and excellent service. I have already recommended Joseph to my friends. Wishing him continued success.
(5.00 of 5)  reviewed on March 15, 2016
Reviewed by: madgilligan for Joseph Chiofalo
Completed transaction in March 15, 2016
I recently refinanced my home as I realized that I could get a 3.5% interest rate, working with Joseph that came down to 2.75%. He was very responsive and explained the process to me very clearly and it was done in a couple of weeks. Easy peazy lemon squeezy.Thanks Joseph.
(5.00 of 5)  reviewed on September 10, 2019
Reviewed by: jldeiso for Joseph Chiofalo
Completed transaction in September 1, 2019
Joseph was recommended through a friend and I am happy to give him my highest recommendation. I used him for both my first home purchase as well as my recent refinance. We had a complicated first home purchase and Joseph was terrific every step of the way. He made the deal happen with ease, even under far from ideal circumstances. He was always reassuring, efficient, patient, and in good spirits. Additionally, he is very responsive to emails or calls, as I am in a different time zone, he went above and beyond. Thank you so much Joseph!
(5.00 of 5)  reviewed on July 1, 2019
Reviewed by: Dawn D Frandsen for Joseph Chiofalo
Completed transaction in June 26, 2019 in North Port, FL
Thank you Joseph for your professional support and for getting everything done on a timely basis. Dawn F.
(5.00 of 5)  reviewed on July 1, 2019
Reviewed by: Jose Lafortune for Joseph Chiofalo
Completed transaction in June 24, 2019 in North Miami, FL
Joseph made the process as smooth as he could. I think we had A lot of obstacles to overcome, and with the help of Joseph we were able to purchase our residence.
(5.00 of 5)  reviewed on June 30, 2019
Reviewed by: Antonietta Adamo for Joseph Chiofalo
Completed transaction in June 26, 2019 in Port Charlotte, FL
Communication is very important to me when trying to achieve a goal. Joseph was very professional in keeping in touch with me. Whether by phone or by text and got the job done. I believe Joseph went above and beyond the call to make me a happy homeowner. To the point where my real estate agent told me she's going to start referring her clients over to Joseph. I want to say Thank You to Joseph for all he has done. A Adamo
(5.00 of 5)  reviewed on June 20, 2019
Reviewed by: Mr and Mrs Lafortune for Joseph Chiofalo
Completed transaction in June 1, 2019
My husband and I are extremely lucky for the opportunity to have Joseph assist us in our home buying journey. We are first time home buyers who needed to be coached through the process and Joseph had the patience of a saint. Phone calls ananwered text were answered all times of the day, weekends too! Joseph really delivered for us. I couldnt imagine ever working with anyone else. Thank you so much Jospeh.
(5.00 of 5)  reviewed on April 5, 2019
Reviewed by: George R Lindstrom for Joseph Chiofalo
Completed transaction in April 1, 2019 in Lehigh Acres, FL
Joseph was awesome!!! Very professional and on point.Will recommend him always
(5.00 of 5)  reviewed on March 15, 2016
Reviewed by: uly fraga for Joseph Chiofalo
Completed transaction in March 15, 2016
Joseph was wonderful to work with. I am very impressed with Joseph’s work ethic and assistance in helping my family and I with our home purchase. We had a difficult time getting approved for financing with another lender, but the team at LOANLYNX really took the time to understand our situation and provided guidance throughout the process. The company was extremely professional and would recommend them to my friends and family.

Articles

New Week – New Insight

I have successfully avoided a case of the Monday’s today with another great day of calls. It’s a little harder to get consumers on the phone on Monday’s because everyone is trying to start their weeks off as productive as possible and catching up on...
Read More

Consumer Connect Day One

I’m writing this shortly after I’ve hung up the phone from my first round of calls with consumers and I am ending the day excited about what is to come. I spoke with many different types of people, both happy and disappointed but overall I learned...
Read More

ICG named Inc. 5000 fastest-growing private companies in America

The team and I at InterContinental Capital Group (“ICG”) announced today that we have been named to the prestigious Inc. 5000 list. Inc. 5000 is an exclusive ranking of the nation’s fastest-growing private companies. This is ICG’s first time being...
Read More