Joseph Chiofalo

Branch Manager

4.97 - 58 Review(s)

OwnIt Home Loans
7100 W Camino Real #202
Boca Raton, FL, 33433
Branch: NMLS1452110
Personal: NMLS1001412

About Joseph

Joseph L. Chiofalo is a distinguished multi-state licensed Mortgage Loan Originator (MLO) and Branch Manager at InterContinental Capital Group, FL. As head of customer relations and client intake, he plays an integral role in managing end-to-end aspects of the loan process, from origination through closing. Staunchly believing in lean lending principles, transparency, and consumer advocacy, his philosophies naturally align with ICG's core competency of consumer empowerment through financial education, market awareness and technological democratization. Joseph's background and expertise are extremely well established, maintaining Florida licenses Having spent over a decade as a Loan Officer and Real Estate agent, Joseph maintains a wealth of experience in the real estate finance industry, gleaning accolades and corporate recognition for consistent high sales volume and team leadership roles. Before joining InterContinental Capital Group in 2018, Joseph worked for a diverse range of outfits, including Amerisave Mortgage, First Mortgage Credit Union & Refinance.com / Homebridge Mortgage Bankers & LoanLynx. Joseph is passionate about assisting first-time homebuyers, homeowners, veterans, investors and all consumers alike, secure financing for residential, commercial and/or business purposes.


(5.00 of 5)  reviewed on April 4, 2019
Reviewed by: VTY848TB for Joseph Chiofalo
Completed transaction in March 1, 2019
Joseph. Thanks for all the work and dedication on our first home purchase. Made the VA loan process easier and less painful than expected. Always responded to questions and phone inquiries promptly with understandable answers. Will recommend to anyone in the market for purchasing a home. The whole team deserves a thanks and am extremely happy with the outcome.
(5.00 of 5)  reviewed on April 4, 2019
Reviewed by: kkeller669 for Joseph Chiofalo
Completed transaction in April 1, 2019
Joseph helped us from start to finish. He was available for any questions we had big or small and made sure we understood each step. My husband and I didn't think we would be able to get a house but Joseph proved us wrong. We highly recommend Joseph. We started working with him back in Nov. 2018 and we finally closed on April 1, 2019. We were denied the first time but he stuck with us and explained why we were denied and helped guide us so when we applied again Feb 14, 2019 we were approved. We can't thank him enough for helping my husband and I on our first home purchase.
(5.00 of 5)  reviewed on March 30, 2019
Reviewed by: Deeana M Atkinson for Joseph Chiofalo
Completed transaction in March 28, 2019 in Port Charlotte, FL
from the moment we started Joesph was pleasant , efficient and we highly recommend his service. My wife is in the business and she said he is one of the best mortgage people she has ever worked with.
(5.00 of 5)  reviewed on March 30, 2019
Reviewed by: Edward Baker for Joseph Chiofalo
Completed transaction in November 1, 2018
Joseph was referred to me by a close family friend. He reached out and introduced himself to me and just asked How I was doing? How my family was doing? It didnt get into the details of a loan for our house until I was ready. He made us feel like we have been friends forever. He took care of every concern that my family and I had from the initial evalutation to the closing. He let us know where we were in the process every step of the way. He called to let us know exactly where we were, what to expect, on what day, etc. I did not have to call him to follow up. I would recommend Joseph and ICG to anyone.
(5.00 of 5)  reviewed on February 15, 2019
Reviewed by: Shemada Cantave for Joseph Chiofalo
Completed transaction in January 22, 2019 in West Palm Beach, FL
Because he take his to explain everything
(5.00 of 5)  reviewed on February 14, 2019
Reviewed by: Gaby Dila for Joseph Chiofalo
Completed transaction in February 13, 2019 in Pompano Beach, FL
Because everything they need from me they emailed me and let me know how to get it done.
(5.00 of 5)  reviewed on March 18, 2016
Reviewed by: user555646 for Joseph Chiofalo
Completed transaction in March 18, 2016
My wife and I just bought a vacation home on the west coast of Florida. I cant tell you how helpful, knowledgeable and responsive Joseph Chiofalo is. We have purchased many homes over the years and we always dreaded it. Now that I have someone like Joseph on my side, looking out for my best interests the process is so much more enjoyable. I will definitely being doing business with him in the near future.
(5.00 of 5)  reviewed on February 19, 2018
Reviewed by: jbrennan868 for Joseph Chiofalo
Completed transaction in January 1, 2018
These guys both worked absolute magic. Joeseph Chiofalo- From submitting an offer to closing in about 3 weeks on a VA loan (**this is unheard of**). I almost gave up on my VA loan benefits because other brokers and seller viewed it as difficult (too many restrictions, much longer to close). These guys convinced me otherwise and I am glad they did. Plus, they were able to get me a an interest rate .75 less than anyone else, I cant emphise how amazing they were. ***Lightning fast service*** 24 hour a day contactability***I cant emphasize enough how much I recommend the both of them for all of your loan needs.
(5.00 of 5)  reviewed on January 3, 2018
Reviewed by: rick0099 for Joseph Chiofalo
Completed transaction in December 1, 2017
Joseph was wonderful to work with. I am a self employed person and was seeking VA financing for a difficult to finance property, and he got me through all the "wrinkles" peculiar to this loan. He was always there for me in an encouraging way. His demeanor, depth of knowledge, and resourcefulness made this experience a good one.
(5.00 of 5)  reviewed on December 30, 2017
Reviewed by: jtkterry for Joseph Chiofalo
Completed transaction in December 1, 2017
joseph and Jason were so great , refis can be frustrating but these guys were very good at communicating via email and phone on a daily bases and kept us in the loop every step of the way . my loan went so fast , less than 45 days to close and fund . thanks guys


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