Joseph Chiofalo

Branch Manager

4.97 - 60 Review(s)

OwnIt Home Loans
7100 W Camino Real #202
Boca Raton, FL, 33433
Branch: NMLS1452110
Personal: NMLS1001412

About Joseph

Joseph L. Chiofalo is a distinguished multi-state licensed Mortgage Loan Originator (MLO) and Branch Manager at InterContinental Capital Group, FL. As head of customer relations and client intake, he plays an integral role in managing end-to-end aspects of the loan process, from origination through closing. Staunchly believing in lean lending principles, transparency, and consumer advocacy, his philosophies naturally align with ICG's core competency of consumer empowerment through financial education, market awareness and technological democratization. Joseph's background and expertise are extremely well established, maintaining Florida licenses Having spent over a decade as a Loan Officer and Real Estate agent, Joseph maintains a wealth of experience in the real estate finance industry, gleaning accolades and corporate recognition for consistent high sales volume and team leadership roles. Before joining InterContinental Capital Group in 2018, Joseph worked for a diverse range of outfits, including Amerisave Mortgage, First Mortgage Credit Union & Refinance.com / Homebridge Mortgage Bankers & LoanLynx. Joseph is passionate about assisting first-time homebuyers, homeowners, veterans, investors and all consumers alike, secure financing for residential, commercial and/or business purposes.


(5.00 of 5)  reviewed on January 3, 2018
Reviewed by: rick0099 for Joseph Chiofalo
Completed transaction in December 1, 2017
Joseph was wonderful to work with. I am a self employed person and was seeking VA financing for a difficult to finance property, and he got me through all the "wrinkles" peculiar to this loan. He was always there for me in an encouraging way. His demeanor, depth of knowledge, and resourcefulness made this experience a good one.
(5.00 of 5)  reviewed on December 30, 2017
Reviewed by: jtkterry for Joseph Chiofalo
Completed transaction in December 1, 2017
joseph and Jason were so great , refis can be frustrating but these guys were very good at communicating via email and phone on a daily bases and kept us in the loop every step of the way . my loan went so fast , less than 45 days to close and fund . thanks guys
(5.00 of 5)  reviewed on December 16, 2017
Reviewed by: zuser2017 for Joseph Chiofalo
Completed transaction in December 1, 2017
Joseph was upfront and honest. He always returns calls and emails. He was very patient with our many questions and concerns. He worked very hard to get our loan done. He was able to help us despite a difficult set of circumstances. We just closed on our new home. We would absolutely recommend Joseph, and Jason, and the entire Loanlynx team to anyone looking for a full service team from start to finish.
(5.00 of 5)  reviewed on December 5, 2017
Reviewed by: dustinhirsch56 for Joseph Chiofalo
Completed transaction in November 1, 2017
I was given alittle more than a month to be out of my house i was renting for 4 yrs and rather than finding another rent option home i decided to loom into buying. Thats when i found Joseph, this guy is amazing!!! He recommended a realitor with alot of expierience in the industry and got to work right away. He was only a phone call or email away. He kept me up to date and was very thorough with all the paperwork needed. We closed on our first beautiful home in less than 30 days. So many people said it couldnt be done but Joseph made it happen. This guy is good at what he does and i would recomend him to anyone that is looking for a home.
(5.00 of 5)  reviewed on December 1, 2017
Reviewed by: sylviarn06 for Joseph Chiofalo
Completed transaction in December 1, 2017
Refinanced our FHA mortgage to a conventional mortgage with LOAN LYNX and Joseph Chiafalo. They took care of everything, kept me informed on a daily basis with updates and once again an exceptional experience. I referred my daughter and my son to Joseph and would recommend this company and Joseph Chiafalo to anyone who doesnt want a headache with mortgage applications. Could not be happier with our experience with LOANLYNX , this is the 8 th home we’ve purchased and by far and second isnt even close to the best mortgage process I’ve ever experienced. And did I mention, IVE NEVER MET JOSEPH or anyone else from LOANLYNX
(5.00 of 5)  reviewed on November 22, 2017
Reviewed by: cesar palma for Joseph Chiofalo
Completed transaction in November 1, 2017
(5.00 of 5)  reviewed on November 17, 2017
Reviewed by: scrowley2 for Joseph Chiofalo
Completed transaction in November 1, 2017
Joseph Chiofalo is the best mortgage broker that we have ever worked with!! He worked tirelessly to get our mortgage through and it was a difficult one! His expertise and knowledge is far above and beyond your normal broker. He didn't mind working late and going the extra mile for us!! I will most definitely use him in the future and recommend him to all my friends and family!!
(5.00 of 5)  reviewed on November 2, 2017
Reviewed by: user9142394 for Joseph Chiofalo
Completed transaction in October 1, 2017
I'm one of those people that didn't know how to go about buying a home, Joseph held my hand the entire way far meeting my expectations. I'm now enjoying my dream home all that's to this man. No question was ever a dumb question, he explained step by step the process. If your like me ready to buy your dream home but don't know where to start call Joseph for the most professional, knowledgeable person to help you thru the process.
(5.00 of 5)  reviewed on July 12, 2017
Reviewed by: KATHYHABERKORN7 for Joseph Chiofalo
Completed transaction in June 1, 2017
My husband and I would highly recommend Joseph and LOANLYNX for any loan services you may have. Joseph was with us every step of the way and we actually closed much faster than expected. Thanks again Joseph!!! You're the best!
(5.00 of 5)  reviewed on June 27, 2017
Reviewed by: tony indorato2 for Joseph Chiofalo
Completed transaction in June 1, 2017
Joseph and Jason were fantastic to work with. Our loan was beset with challenges and underwriting threw numerous curves along the way. JC and Jason dealt with each in a very professional and timely manner, always keeping us informed and grounded. There were times I wanted to throw in the towel, but JC and Jason pushed on and got us through the process. They are top notch and I would recommend them to anyone looking for a mortgage.


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