Joseph Chiofalo

Branch Manager

4.97 - 60 Review(s)

OwnIt Home Loans
7100 W Camino Real #202
Boca Raton, FL, 33433
Branch: NMLS1452110
Personal: NMLS1001412

About Joseph

Joseph L. Chiofalo is a distinguished multi-state licensed Mortgage Loan Originator (MLO) and Branch Manager at InterContinental Capital Group, FL. As head of customer relations and client intake, he plays an integral role in managing end-to-end aspects of the loan process, from origination through closing. Staunchly believing in lean lending principles, transparency, and consumer advocacy, his philosophies naturally align with ICG's core competency of consumer empowerment through financial education, market awareness and technological democratization. Joseph's background and expertise are extremely well established, maintaining Florida licenses Having spent over a decade as a Loan Officer and Real Estate agent, Joseph maintains a wealth of experience in the real estate finance industry, gleaning accolades and corporate recognition for consistent high sales volume and team leadership roles. Before joining InterContinental Capital Group in 2018, Joseph worked for a diverse range of outfits, including Amerisave Mortgage, First Mortgage Credit Union & Refinance.com / Homebridge Mortgage Bankers & LoanLynx. Joseph is passionate about assisting first-time homebuyers, homeowners, veterans, investors and all consumers alike, secure financing for residential, commercial and/or business purposes.


(5.00 of 5)  reviewed on June 3, 2017
Reviewed by: user79978756 for Joseph Chiofalo
Completed transaction in May 1, 2017
I can NOT thank Joseph and Jason from LoanLynx enough. They had become part of my family now. I pray God will prosper their business in a supernatural way. They have a gift and that is that geniunly care for their clients. I have many brokers, but I will say these awesome team are incomparable. Joseph it's ABSOLUTELY AMAZING!! I will never forget every time I would be stressed out he would call me and say: Liss we will get it done for you... do not worry. Every time he would say that brought me peace. God uses them in a miraculous way. Before starting my loan process, I did so much research on what would be the best for me and definitely you need mortgage brokers like Joseph and Jason who will go beyond and above your expectations!! They are truly a blessing. Their professional level and skills to handle ANY situations is incomparable. Outstanding work!! All I can say is.... THANK YOU Loanlynx. We definitely will be working with them again in the future.
(5.00 of 5)  reviewed on June 1, 2017
Reviewed by: DavidKnezevich for Joseph Chiofalo
Completed transaction in June 1, 2017
Most mortgage brokers are good at what they do. Margins are great in the business and it is easy for them to stay on top of the things. So it is not easy to go wrong today choosing mortgage broker. However this is what makes LoanLynx different: - Technology oriented. Everything is cloud based so you can complete the process easy and right from your couch. - Availability. You want to have 8PM phone discussion? Not a problem. - Low fees. There are brokers that would ask for 4K origination fees. Not here. - Hookups for insurance partners that are working in the same way as them. Provided me with the by far the best quotes and the fastest service. All in all great experience. Above of what I was expecting, and I was expecting a lot.
(5.00 of 5)  reviewed on May 16, 2017
Reviewed by: earchange6 for Joseph Chiofalo
Completed transaction in May 1, 2017
I have the most amazing experience with both Joseph and Jason from LoanLinx. When I first wanted to buy, my first instinct was to go to one of the big mortgage company name (starting with Q...). A few minutes after I complete, I got a call from that company and it did not take too long for the person on the other line to tell me that I won't be able to buy because of my student loans. I was devastated by that news. Then, a couple weeks later, while surfing online, I came across LoanLinx. I had the opportunity to speak with Jason who referred me to Joseph. They turn that "Not Possible" into "Yes Possible". Joseph analyzed every angle of my situation and was able to find the best way to help me buy a very nice home in Port Saint Lucie. My family and I can now own a home thanks to If you are in the market to buy and have been turned down, please take a little time to speak to Joseph. The team is professional, knowledgeable, and creative. They find ways to help me save money and resolve every issue throughout the process. Once again, Thank you Joseph for helping me and my family buy our home.
(5.00 of 5)  reviewed on May 11, 2017
Reviewed by: danderson1947 for Joseph Chiofalo
Completed transaction in May 1, 2017
My wife and I had the wonderful privilege to work with Joseph. Joseph made sure all necessary information was communicated to us and that we were kept informed of our process of refinancing our home for a lower interest rate which substantially lowered or monthly payment. Words can not explain how satisfied we were with his business knowledge. If anyone is looking to purchase or refinance a home, We HIGHLY recommend LoanLynx " & Joseph.
(5.00 of 5)  reviewed on May 9, 2017
Reviewed by: papalern for Joseph Chiofalo
Completed transaction in May 1, 2017
Joseph and Jason were both amazing to work with. My husband and I looked for our dream home for over a year! Loanlynx was with us every step of the way. Joseph IS the man as stated in another review! He was extremely patient and explained everything to me as I went through this experience. I had a lot of questions and he was always more than willing to take the time to make me feel comfortable and secure in all aspects of the loan process. I cant even begin to estimate how many times I called him with questions over the past year and a half! He was always happy to listen and very calming and reassuring with my concerns. I was really impressed with the thoroughness of both Joseph and Jason. I always felt very confident in their abilities to make our dream a reality. They are both extremely knowledgeable in their industry and easy to talk to. We finally found our home and make settlement in a few days. It is such a great feeling to know I have a solid and secure loan. I am soo grateful to both Joseph and Jason for being awesome lenders and being present every step of the way! I wish you both continued success in your company!
(5.00 of 5)  reviewed on April 11, 2017
Reviewed by: zuser20140615135656151 for Joseph Chiofalo
Completed transaction in April 1, 2017
My wife and I had the wonderful privilege to work with Joseph & Jason. Joseph well over communicated all necessary information that was needed in our process of purchasing our first home. We can't explain enough how satisfied we were with his knowledge within the industry. Joseph kept us calm throughout the process and continued to encourage us, giving us EVERY details and steps on what needed to be done to make our process smooth and close on our home. Relators were AMAZED and impressed how he communicated and explained the process to them. Joseph is the MAN to go too. If anyone is looking to purchase a home, I HIGHLY recommend LoanLynx " Joseph & Jason " to be their first option and ONLY option . Again, Joseph is incredible. Thank you LoanLynx for your outstanding service...
(5.00 of 5)  reviewed on April 10, 2017
Reviewed by: noorjysigler for Joseph Chiofalo
Completed transaction in April 1, 2017
Words cannot express how grateful I am to Joseph and LOANLYNX for this loan process. Joseph was always so helpful every step of the way. He would answer all my emails, phone calls literally at anytime of the day. He made me feel at ease and was very knowledgeable. Thank you Joseph!!! Jason, I wish you only success in your company. You've done a great job already!
(5.00 of 5)  reviewed on March 11, 2017
Reviewed by: kinshipcreek for Joseph Chiofalo
Completed transaction in March 1, 2017
Having had an attorney and accountant to handle home buying in the past, this time I was overwhelmed having to pull all the materials and documents together on my own. My Real estate agent recommended Joe and now I know why. Over a period of several weeks and multiple calls he walked me through the process calmly and clearly. Two nights ago he called me at home with the news that the loan was a go! What wonderful personal service!
(5.00 of 5)  reviewed on March 1, 2017
Reviewed by: brandyy928 for Joseph Chiofalo
Completed transaction in March 1, 2017
The loan process was very stressful and we thought it would not happen. However, Joseph and the LOANLYNX team are just exceptional. They were very professional and polite throughout the process. They were always available to answer any questions or concerns we had. It was very easy to get the required documents uploaded to them real-time. We were very fortunate to have Joseph and the LOANLYNX team assisting us with our home loan. Fabulous team, we experienced customer service at its best.
(5.00 of 5)  reviewed on February 16, 2017
Reviewed by: osmi14 for Joseph Chiofalo
Completed transaction in February 1, 2017
Joseph helped me through thi journey with high level of professionalism and great costumer service. At first I have doubts because it was an on line process, but it was a great decision.


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