Joseph Chiofalo

Branch Manager

4.97 - 60 Review(s)

OwnIt Home Loans
7100 W Camino Real #202
Boca Raton, FL, 33433
Branch: NMLS1452110
Personal: NMLS1001412

About Joseph

Joseph L. Chiofalo is a distinguished multi-state licensed Mortgage Loan Originator (MLO) and Branch Manager at InterContinental Capital Group, FL. As head of customer relations and client intake, he plays an integral role in managing end-to-end aspects of the loan process, from origination through closing. Staunchly believing in lean lending principles, transparency, and consumer advocacy, his philosophies naturally align with ICG's core competency of consumer empowerment through financial education, market awareness and technological democratization. Joseph's background and expertise are extremely well established, maintaining Florida licenses Having spent over a decade as a Loan Officer and Real Estate agent, Joseph maintains a wealth of experience in the real estate finance industry, gleaning accolades and corporate recognition for consistent high sales volume and team leadership roles. Before joining InterContinental Capital Group in 2018, Joseph worked for a diverse range of outfits, including Amerisave Mortgage, First Mortgage Credit Union & Refinance.com / Homebridge Mortgage Bankers & LoanLynx. Joseph is passionate about assisting first-time homebuyers, homeowners, veterans, investors and all consumers alike, secure financing for residential, commercial and/or business purposes.


(5.00 of 5)  reviewed on February 9, 2017
Reviewed by: lvanpassel for Joseph Chiofalo
Completed transaction in February 1, 2017
Joseph was extremely timely and courteous, informed and helped us navigate documentation that we needed, since it had been a long time since our last loan closing. The process currently in place is very easy with digital support and document sharing, which was great.
(5.00 of 5)  reviewed on December 5, 2016
Reviewed by: jdavis8573 for Joseph Chiofalo
Completed transaction in November 1, 2016
Loanlynx exhibited high integrity and does care. They are extremely helpful throughout the process. Buying a home today has a lot of details and can be stressful. They will walk you through every step. They do their job. If you take a sense of urgency during the process it will minimize stress. Loanlynx is worth considering the nexttime you want to buy or refiance.
(5.00 of 5)  reviewed on October 11, 2016
Reviewed by: wservedio for Joseph Chiofalo
Completed transaction in September 1, 2016
Jason and Joseph provided first-class service through the loan process handling bumps in the road (due to my personal circumstances) with ease. Their customer service was outstanding as evidenced by phone calls and emails responded to within hours!! I highly recommend this exemplary team of mortgage professionals.
(5.00 of 5)  reviewed on August 19, 2016
Reviewed by: steve wollenberger for Joseph Chiofalo
Completed transaction in August 19, 2016
Joseph and Jason represent truly exemplary customer service. They were on top of every minute detail of the loan process, consulting, guiding and making sure that everything on all sides of the transaction was being done in a timely manner. They are tremendously knowledgable and thorough, and also have a sincere interest in helping people and in making sure that clients get what they need. Their help was invaluable and I would literally not go with anyone else in the future. They have earned my future business and my recommendations to others.
(5.00 of 5)  reviewed on August 10, 2016
Reviewed by: zuser20140630115748806 for Joseph Chiofalo
Completed transaction in August 10, 2016
I can truly say that the service and care I got from Joseph and Jason at the loan lynx team is nothing short from exceptional. I am very hard to impress, but this team really is very knowledgable, caring, and efficient in getting your mortgage closed. They work 24/7 literally to assist you and meet all of your needs. No case is too complicatedfor them to handle and they are fully equipped to handle any curve balls thrown at them. I am thoroughly satisfied and would confidently Recommended no one else but them.
(5.00 of 5)  reviewed on August 10, 2016
Reviewed by: stephen443 for Joseph Chiofalo
Completed transaction in August 10, 2016
The people at LOANlynx were relentless, leaving nothing to chance. Without them I doubt seriously that we would have been approved, let alone receive an extremely competitive interest rate. They were able to predict, because of their experience, the lender's next requests before they actually asked for them. I will strongly recommend them to anyone looking to purchase a home or refinance an existing one.
(5.00 of 5)  reviewed on August 8, 2016
Reviewed by: zuser20160608171225251 for Joseph Chiofalo
Completed transaction in August 8, 2016
Joseph was responsive without fault from beginning to end. I had just about lost hope on getting a refi loan done and JC found the programs that could get it done with a great rate and at the loan terms I wanted. I am forever grateful to Joseph and Jason on working through the hiccups and always having solutions. They are extremely honest and professional.Thank you Gentlemen!
(5.00 of 5)  reviewed on August 1, 2016
Reviewed by: eeyahkeife for Joseph Chiofalo
Completed transaction in August 1, 2016
The service provided by the people at Loanlynx was simply superlative. They were extremely helpful in each and every step of the complex process. The follow up in all stages of the process was excellent. They were easy to contact and responded promptly to any problems that arise and any questions that I had. Special thanks to Joseph & Jason at Loanlynx. I am happy to give my highest recommendation to these hard working and professional people. Many thanks for their efforts and my gratitude.
(5.00 of 5)  reviewed on August 1, 2016
Reviewed by: user8558845 for Joseph Chiofalo
Completed transaction in August 1, 2016
Joseph Chiofalo handled my account when purchasing my new home. He and his staff were prompt professional and hard working. I have purchased many homes and must say These guys were able to take a lot of the frustration out of the process. They did what they said they can do for me and then some. Got a great rate (timing is everything) at a low cost. I would definitely recommend these guys to my colleagues.
(5.00 of 5)  reviewed on July 25, 2016
Reviewed by: deahgeoff for Joseph Chiofalo
Completed transaction in July 25, 2016
My wife and i just purchased our first home with the help of Joseph and Jason. They held our hand thru the whole process and took the time to walk us thru everything knowing they had other clients to help as well we were never rushed off the phone we spoke up until 10:00 pm on 4th of july and many other nights didnt matter what day of the week it was sunday holidays they were on it returning phone calls and emails in minutes. I was pleasently surprised knowing i didnt have the best credit but they still got it done! Will be using them for any future endevors without a doubt cant say thank you enough


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ICG named Inc. 5000 fastest-growing private companies in America

The team and I at InterContinental Capital Group (“ICG”) announced today that we have been named to the prestigious Inc. 5000 list. Inc. 5000 is an exclusive ranking of the nation’s fastest-growing private companies. This is ICG’s first time being...
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