Joseph Chiofalo

Branch Manager

4.97 - 58 Review(s)

OwnIt Home Loans
7100 W Camino Real #202
Boca Raton, FL, 33433
Branch: NMLS1452110
Personal: NMLS1001412

About Joseph

Joseph L. Chiofalo is a distinguished multi-state licensed Mortgage Loan Originator (MLO) and Branch Manager at InterContinental Capital Group, FL. As head of customer relations and client intake, he plays an integral role in managing end-to-end aspects of the loan process, from origination through closing. Staunchly believing in lean lending principles, transparency, and consumer advocacy, his philosophies naturally align with ICG's core competency of consumer empowerment through financial education, market awareness and technological democratization. Joseph's background and expertise are extremely well established, maintaining Florida licenses Having spent over a decade as a Loan Officer and Real Estate agent, Joseph maintains a wealth of experience in the real estate finance industry, gleaning accolades and corporate recognition for consistent high sales volume and team leadership roles. Before joining InterContinental Capital Group in 2018, Joseph worked for a diverse range of outfits, including Amerisave Mortgage, First Mortgage Credit Union & Refinance.com / Homebridge Mortgage Bankers & LoanLynx. Joseph is passionate about assisting first-time homebuyers, homeowners, veterans, investors and all consumers alike, secure financing for residential, commercial and/or business purposes.


(5.00 of 5)  reviewed on July 8, 2016
Reviewed by: gi006 for Joseph Chiofalo
Completed transaction in July 8, 2016
Just wanted to say what a great team to work with and would recommend this company wanting to get a mortgage, easy to deal with and made the process very simple. This was my first mortgage and they help me understand everything. Way to go guy's thanks again
(5.00 of 5)  reviewed on June 28, 2016
Reviewed by: t hilliard0824 for Joseph Chiofalo
Completed transaction in June 28, 2016
Without Joseph & Jason I do not think we would have been able to purchase a home! We had been turned down by lenders because our credit and financial situation was/is a mess. From day one, these guys at LoanLynx said that they would make it happen and they delivered! It was a grueling process and they were there with me every step of the way. Although they had several accounts they were working on, I was always treated like I was the only customer. They always answer the phone. I never had to leave voicemails and play phone tag. I never felt rushed off the phone. All my emails were answered promptly. I was always kept informed about where we were in the process and was never left in the dark!! I can't thank them enough for all the time and energy they put into making our dream of home ownership a reality! If you are looking to buy a home, you definetly want these guys in your corner!
(5.00 of 5)  reviewed on June 7, 2016
Reviewed by: wvfaulkner for Joseph Chiofalo
Completed transaction in June 7, 2016
Joseph and Jason were extremely professional and helpful with my loan to buy a vacation home in Florida. They could not have been more responsive and they made an arduous process manageable! I would recommend them to anyone.
(5.00 of 5)  reviewed on June 2, 2016
Reviewed by: gsdmom78 for Joseph Chiofalo
Completed transaction in June 2, 2016
Jason and Joseph were a pleasure to work with. They follow up with you daily if needed and in detail. The closing on our new condo went so much more smoothly because of their help and expertise. Highly recommend.
(4.90 of 5)  reviewed on April 4, 2019
Reviewed by: Shawn Pfiester for Joseph Chiofalo
Completed transaction in March 22, 2019 in Hollywood, FL
Thanks for all the work and dedication on our first home purchase. Made the loan process easier and less painful than expected. Always responded to questions and phone inquiries promptly with understandable answers. Will recommend to anyone in the market for purchasing a home. The whole team deserves a thanks and am extremely happy with the outcome.
(4.90 of 5)  reviewed on October 16, 2019
Reviewed by: Scott D Ruble for Joseph Chiofalo
Completed transaction in October 15, 2019 in Venice, FL
Joe and his team were always looking ahead and keeping me informed of the requirements to get the loan approved expeditiously.
(4.60 of 5)  reviewed on September 18, 2019
Reviewed by: Mark Cummings for Joseph Chiofalo
Completed transaction in September 17, 2019 in Port Charlotte, FL
Polite and quick responses
(4.00 of 5)  reviewed on February 4, 2019
Reviewed by: Carlos A. Garcia for Joseph Chiofalo
Completed transaction in January 30, 2019 in Boca Raton, FL
Information and Communication


New Week – New Insight

I have successfully avoided a case of the Monday’s today with another great day of calls. It’s a little harder to get consumers on the phone on Monday’s because everyone is trying to start their weeks off as productive as possible and catching up on...
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Consumer Connect Day One

I’m writing this shortly after I’ve hung up the phone from my first round of calls with consumers and I am ending the day excited about what is to come. I spoke with many different types of people, both happy and disappointed but overall I learned...
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ICG named Inc. 5000 fastest-growing private companies in America

The team and I at InterContinental Capital Group (“ICG”) announced today that we have been named to the prestigious Inc. 5000 list. Inc. 5000 is an exclusive ranking of the nation’s fastest-growing private companies. This is ICG’s first time being...
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