Joseph Chiofalo

Branch Manager

4.97 - 60 Review(s)

OwnIt Home Loans
7100 W Camino Real #202
Boca Raton, FL, 33433
Branch: NMLS1452110
Personal: NMLS1001412

About Joseph

Joseph L. Chiofalo is a distinguished multi-state licensed Mortgage Loan Originator (MLO) and Branch Manager at InterContinental Capital Group, FL. As head of customer relations and client intake, he plays an integral role in managing end-to-end aspects of the loan process, from origination through closing. Staunchly believing in lean lending principles, transparency, and consumer advocacy, his philosophies naturally align with ICG's core competency of consumer empowerment through financial education, market awareness and technological democratization. Joseph's background and expertise are extremely well established, maintaining Florida licenses Having spent over a decade as a Loan Officer and Real Estate agent, Joseph maintains a wealth of experience in the real estate finance industry, gleaning accolades and corporate recognition for consistent high sales volume and team leadership roles. Before joining InterContinental Capital Group in 2018, Joseph worked for a diverse range of outfits, including Amerisave Mortgage, First Mortgage Credit Union & Refinance.com / Homebridge Mortgage Bankers & LoanLynx. Joseph is passionate about assisting first-time homebuyers, homeowners, veterans, investors and all consumers alike, secure financing for residential, commercial and/or business purposes.


(5.00 of 5)  reviewed on July 24, 2016
Reviewed by: cpaola for Joseph Chiofalo
Completed transaction in July 24, 2016
Joseph called me within 10 minutes of my request for information. He's responsive, and keeps me informed at every step. The process has been phenomenal thanks to Joseph and his hard work.Update: I am now living in my dream home. And it would not have been possible without Joseph. He made sure I had the best deal and that I came into closing confident and prepared. I would certainly work with him again and I have referred him to family and friends--all who say the same: Joseph is professional, courteous, responsive, and works tirelessly to get you your home.
(5.00 of 5)  reviewed on July 13, 2016
Reviewed by: user88395709 for Joseph Chiofalo
Completed transaction in July 13, 2016
Joseph is excellent to work with and very knowledgeable! He is so thorough and truly goes above and beyond for his clients. My husband and I were very pleased with his service, and are so happy with our first purchase. The entire process went very smooth thanks to Joseph and his team. Highly recommended!!
(5.00 of 5)  reviewed on July 8, 2016
Reviewed by: gi006 for Joseph Chiofalo
Completed transaction in July 8, 2016
Just wanted to say what a great team to work with and would recommend this company wanting to get a mortgage, easy to deal with and made the process very simple. This was my first mortgage and they help me understand everything. Way to go guy's thanks again
(5.00 of 5)  reviewed on June 28, 2016
Reviewed by: t hilliard0824 for Joseph Chiofalo
Completed transaction in June 28, 2016
Without Joseph & Jason I do not think we would have been able to purchase a home! We had been turned down by lenders because our credit and financial situation was/is a mess. From day one, these guys at LoanLynx said that they would make it happen and they delivered! It was a grueling process and they were there with me every step of the way. Although they had several accounts they were working on, I was always treated like I was the only customer. They always answer the phone. I never had to leave voicemails and play phone tag. I never felt rushed off the phone. All my emails were answered promptly. I was always kept informed about where we were in the process and was never left in the dark!! I can't thank them enough for all the time and energy they put into making our dream of home ownership a reality! If you are looking to buy a home, you definetly want these guys in your corner!
(5.00 of 5)  reviewed on June 7, 2016
Reviewed by: wvfaulkner for Joseph Chiofalo
Completed transaction in June 7, 2016
Joseph and Jason were extremely professional and helpful with my loan to buy a vacation home in Florida. They could not have been more responsive and they made an arduous process manageable! I would recommend them to anyone.
(5.00 of 5)  reviewed on June 2, 2016
Reviewed by: gsdmom78 for Joseph Chiofalo
Completed transaction in June 2, 2016
Jason and Joseph were a pleasure to work with. They follow up with you daily if needed and in detail. The closing on our new condo went so much more smoothly because of their help and expertise. Highly recommend.
(5.00 of 5)  reviewed on March 18, 2016
Reviewed by: user555646 for Joseph Chiofalo
Completed transaction in March 18, 2016
My wife and I just bought a vacation home on the west coast of Florida. I cant tell you how helpful, knowledgeable and responsive Joseph Chiofalo is. We have purchased many homes over the years and we always dreaded it. Now that I have someone like Joseph on my side, looking out for my best interests the process is so much more enjoyable. I will definitely being doing business with him in the near future.
(5.00 of 5)  reviewed on March 15, 2016
Reviewed by: uly fraga for Joseph Chiofalo
Completed transaction in March 15, 2016
Joseph was wonderful to work with. I am very impressed with Joseph’s work ethic and assistance in helping my family and I with our home purchase. We had a difficult time getting approved for financing with another lender, but the team at LOANLYNX really took the time to understand our situation and provided guidance throughout the process. The company was extremely professional and would recommend them to my friends and family.
(5.00 of 5)  reviewed on March 15, 2016
Reviewed by: madgilligan for Joseph Chiofalo
Completed transaction in March 15, 2016
I recently refinanced my home as I realized that I could get a 3.5% interest rate, working with Joseph that came down to 2.75%. He was very responsive and explained the process to me very clearly and it was done in a couple of weeks. Easy peazy lemon squeezy.Thanks Joseph.
(5.00 of 5)  reviewed on February 24, 2016
Reviewed by: kmoeding for Joseph Chiofalo
Completed transaction in February 24, 2016
The concept of the company is fabulous; and extremely professional. There was no pressure; he was willing to spend all the time needed to find the perfect loan. Worked closely with Joseph and cannot thank him enough for all of the guidance and excellent service. I have already recommended Joseph to my friends. Wishing him continued success.


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