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Over 13,000

Verified Customer Reviews

4.85/5
4.86/5

Average Review Rating

Finance Your Next Home With Our

Simple Application & Approval Process

We make financing your home simple and seamless with our user-friendly online platform, enabling you to easily apply and get pre-qualified for a home loan in no time. Our mortgage specialists offer prompt feedback and support, ensuring a smooth and efficient home financing journey.

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STEP 1:
APPLY ONLINE
Let's get started! Jump into the home financing process with our easy online application.
STEP 2:
Get Approved
Our team receives your home loan application, reviews it, and works to get you approved in no time.
STEP 3:
Closing Day
The big day is here! We'll go through all the details and close on your new home or refinance.
STEP 4:
Welcome Home
Welcome to your happy place! It's time to make amazing memories in your beautiful new home.
When you've found THE home for you,

Make A Strong Offer That Stands Out With BuyNOW!

Show sellers you’re a qualified buyer with an underwritten pre-approval. OwnIt Home Loans’ BuyNOW Platform provides a competitive advantage when submitting offers. Our streamlined digital mortgage process accelerates the journey to homeownership.

*Pre-approval not available in all states. Please ask your Loan Officer for more information.

  • Shop with confidence knowing what you can afford.
  • Present a real offer to sellers to reduce uncertainty and show you’re ready to go.
  • Reduce the time between application and funding.
  • Saves time for both you and the seller with less documentation needed to close your deal.
  • Spend less time waiting for your new home and more time enjoying it.
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Lending To Heroes Program

The Most Trusted Lender to Community Servants and Their Families

NO Application Fee, NO Processing Fee,
NO Underwriting Fee, NO Commitment Fee, or NO Lock-In Fee.*

Lending to Heroes provides residential home mortgages to those that protect and serve our country and communities. Whether you’re buying a second home, selling your house and purchasing a new one, refinancing your current home, or a first-time home buyer – we can help.

*Available for Law Enforcement, Veterans, Teachers, Firefighters, Healthcare Professionals and Municipal Employees who qualify through the Lending To Heroes Program.

Learn More
The Way Home Buying Should Be

You Are Our Priority.

OwnIt Home Loans is more than just a mortgage company. We are your trusted advisors, guiding you on your unique homeownership path. As the fastest-growing mortgage company in the country, we've built our success on transparency, education, and customer support.

"At OwnIt Home Loans, we don't just offer home loans, we make dreams of homeownership a reality. We are dedicated to guiding homebuyers through every step of their journey, providing a transparent, personalized, and empowering mortgage experience."
Richard Steinberg
Founder & Chairman
Mom and dad help their kids with homework at kitchen
pretty little girl hugging her military father
Thousands Of Success Stories

From Homebuyers Just Like You

Verified Customer Reviews

My husband and I felt very comfortable with Jonathan. Even when we’re we’re unsure about emailing or sending documents he made sure he helped us and worked us through everything.
5/5

Thomas

Schubert

.

I work the night shift and everyone involved in the mortgage process including Tim Courtney, Tanique Munroe and Zachary Boyle were very understanding and helpful working around my sleep schedule. They provided excellent service and answered any questions I had as a first time home buyer very quickly and made the whole thing simple and easy! They helped me get a great rate and communicated with the throughout the whole process on what needed to be done. I got a great rate quickly and with the certified Buy Now pre-approval I actually got the house I wanted even though I was not the highest offer which in this market is crazy! I would absolutely use this the next time I am looking to buy a home. Thanks Tim, Tanique and Zach!
5/5

Danielle

Boyle

.

I’m very happy of how efficient Sandra’s team work throughout the process of the loan.
5/5

Marisol

Moran Almazo

.

Smooth and easy process
5/5

Terrance L

Powell

.

I worked with Yasser and his team (Kevin, Jean) in my first residential real estate transaction, I was referred by a family member that his team was great in their job, and I can confirm that by experience. Every detail of the process was passionately explained and well communicated. The application to follow the buy process and upload all your personal documents was secure and easy to understand, also incredible fast. Besides all communication was done by phone and zoom, Yasser and his team make me always feel like a was a closer client they knew for years. In this word where professionalism is scarcer every day; I’m very happy that I found your team. Hopefully I will see you in the next deal soon. Thank you again.
5/5

CARLOS YANKIEL

Valdes Herrera

.

Vanessa Delgado-Romero communicated with and helped my wife and I, throughout the whole process. She also communicated with our realtor, and our attorney as well.
5/5

Andrew

Schanks

.

Robert was always very prompt in his response to any questions and kept the process of our refi moving along swiftly.
5/5

Ann

Melito

.

Ready to Purchase Or Refinance? Get Started In Just Minutes.

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OwnIt Home Loans, a DBA of Nationwide Mortgage Bankers, Inc. is approved to do business in AL, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IA, IN, KS, KY, LA, MA, ME, MD, MI, MN, MO, MT, NH, NM, NC, ND, OR, RI, SC, SD, TX, VA, WA, WV, and WY. OwnIt Home Loans is not licensed with the NY Department of Financial Services and does not originate mortgage loans in NY.

Nationwide Mortgage Bankers, Inc. (NMB), going by NMB Home Loans, Inc. in the states of AL, AZ, GA, IL, IA, KS, LA, MN, MT, ND, OK, PA, SC, SD, TX, WV and as NMB Home Loans in KY and MA| NMLS# 819382 | (www.nmlsconsumeraccess.org) 3 Huntington Quadrangle, Suite 403N, Melville, NY 11747 | Branch NMLS 1822931 | (833) 700-8884 | www.nmbnow.com. NMB is in no way affiliated with Nationwide Mutual Insurance Company. “NMBNOW” is a registered DBA of Nationwide Mortgage Bankers, Inc. All loans are subject to credit and appraisal approval. Not all applicants may qualify. Some products and services may not be available in all states. NMB is not acting on behalf of or at the direction of FHA/HUD/USDA/VA or the federal government. By refinancing your existing home loan, your total finance charges may be higher over the life of the loan. This is an advertisement. Own It Home Loans; Own It Team; are registered DBAs of Nationwide Mortgage Bankers, Inc (“NMB”). Licensed under the California Finance Lenders Law by The Department of Financial Protection and Innovation #60DBO73939 | Georgia Residential Mortgage Licensee | MA Mortgage Lender License #ML819382 | Licensed by the N.J. Department of Banking and Insurance | Licensed Mortgage Banker – NY Department of Financial Services. | Rhode Island Licensed Lender | Licensed by the Virginia State Corporation Commission. Additional state licensing information can be found at https://nmbnow.com/disclosures-and-licensing/

By refinancing your existing home loan, your total finance charges may be higher over the life of the loan.